Smart buyers are realizing that there is a difference in service levels amoung real estate professionals. Homesmart buyers are buyers looking to save time, money and effort during their home search.

This site is designed to help you get started with the complicated process of purchasing real estate. I will offer some tips and some tools. Let's get started with the tools, the tips follow.

homesmart tools

Mortgage calculator
An easy way to estimate your montly housing expenses. You can leave this window open while you search for homes and get a ballpark figure for costs. Contact me for additional average tax rates in your areas of preference.

The move assistant
A nice list of all the things you need to do prior to moving in. Print this one!

The right maps
Clicking here will launch a new window with the Buffalo and Western New York area maps. Enjoy!

homesmart tips

The Search
Your agent must be experienced and knowledgeable in the current market. If they are familiar with the homes on the market and they know neighborhood values, they can help you determine which properties are fairly priced and in good condition before you start your search. The HomeSmart team is composed of exprienced professionals who enjoy helping others. This site can put you in touch with just the right agent by filling out the buyer's profile.

Inspect it
I recommend a pre-purchase inspection of any property as part of the purchase offer. Such inspections are designed to inform you of the current condition of the home, its mechanical systems, and the land around it. This is one of the best ways to determine the risks in such a large purchase. HomeSmart buyers are provided information about these inspections and the area businesses which can perform them.

Financing
As a buyer financing is key. I recommend buyers prequalify for a mortgage loan before beginning to look at homes. This ensures you are looking in an appropriate price range and will strengthen your bargaining position when we locate the home for you. If your offer to the seller includes a letter from your lender indicating you already qualify for the loan, the seller will take you more seriously.